Auto Insurance/Bills... soooo depressing

I finally am feeling the effects of my car accident this past summer. Nothing like a fender bender... now I'm forking out an extra $30 a month to get that all covered. It's amazing how a 2 second incident can effect you for such a long time after the fact (especially since there was no damage either way... but that's another story entirely)

On top of that, I blew out my ankle back in August, and the messed up college student insurance program forces me to pay an inflated amount out of pocket. Thankfully it's a small amount (at least for a medical bill), but that just means less money for me :(

Maybe I should get Peter Francis Geracy on my case...